Using surplus value
For many seniors, most of their assets are “stuck in the bricks. We are talking about the surplus value. That amount often exceeds what has been accumulated through savings, investments or retirement assets.
There are several reasons to withdraw your assets from the stones:
- To supplement your pension
- For a gift to the (grand)children
- For a home remodeling project
- For buying a 2nd home
- To travel more often or further
- For purchasing additional care
If you’ve lived there for a while, moving is often not the best alternative. You are anchored with the neighborhood and the neighborhood with you. To keep life comfortable, it may be necessary to adapt the home, make it life-proof. You can do that, without suddenly facing much higher monthly costs.
