I want to remodel

You may be planning a remodel or improvement to your home for a variety of reasons. Perhaps you want more luxury or more living space in your current home. You may want to make it suitable for living there longer as you get older. Or do you want to ensure lower energy consumption and greater comfort.

There are several options for financing your remodel. Sometimes your current mortgage still offers room for this, otherwise a 2nd mortgage might offer a solution – for example, if your home increased or decreased in value significantly. For smaller amounts, a personal loan is more favorable. We’d be happy to charge you for that.

Even when you move, you may consider adapting your new home right away to suit your needs and goals. It would be nice if you could co-finance (part) of that investment directly when you take out your mortgage. Would you rather put off your plans for a while? Then it’s good to know that you can include that later renovation in your mortgage application now. That will save you a trip to the notary – and its cost – by then. Wondering how that works? We are happy to explain it to you in person.

Save on your energy costs

If you want to take energy-saving measures, there is an exception to the 100% rule. You may then borrow up to an additional 6% of the home value. Insulation of the cavity walls or glass, the roof or the floor, to installing solar panels and the heat pump: inquire about what applies to you and what benefit you can gain by doing so. We’re not just about the mortgage, living enjoyment is paramount. Inquire about what is possible for you.