A mortgage that fits your income
A mortgage that fits your income
With a mortgage with NHG, you can be sure that your mortgage will fit your income. In fact, your mortgage meets the standards set by the Nibud (National Institute for Budget Information). This will ensure that you never borrow too much and that, in addition to your monthly housing costs, you have enough money left over for other expenses, such as groceries, insurance and savings.
Safety net for payment problems
Changes in your personal circumstances can affect your financial situation. For example, you may no longer be able to pay your mortgage if you:
- Relationship stops
- Become incapacitated or unemployed
- Partner died.
Do you have a mortgage with NHG? Then during this unpleasant time, you have a safety net you can rely on.
You are obviously responsible for finding solutions, but NHG thinks with you in such situations. NHG works with your lender to see if you can be helped to make mortgage affordable again. This may allow you to keep your home and prevent a sale. Does selling eventually turn out to be the only option and the proceeds from your home are less than the outstanding mortgage? Then NHG can forgive you the residual debt.
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