Full Real Estate Service in Collaboration with Welocate
I partner with Welocate, a professional network of experienced real estate agents, to offer a complete real estate service for both buying and selling. Welocate selects only agents known for their local market knowledge, proven results, and proactive approach.
The sales process starts with an orientation visit from our agent, free of obligation. During this meeting, you’ll discuss your specific needs. The agent will then create a tailored action plan with a selling strategy and provide a free valuation of your property.
One of the most important factors in selling your home successfully is presentation. The agent takes care of professional presentation via platforms like funda.nl, their own website, high-quality photos, brochures, and a “for sale” sign. From that point onward, they schedule viewings, accompany potential buyers, and negotiate on your behalf.
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Buying Advice for Amsterdam
“Can we actually buy a home in Amsterdam?” The answer is often yes, more often than you might expect. The Amsterdam market demands speed—but, more importantly, smart preparation. Homes typically go to the most prepared buyer, not necessarily the highest bidder.
As an independent advisor working with more than 40 banks, insurers, and pension funds, I can craft the best solution for your specific situation—even if you’re self-employed or facing a complex scenario. With the right preparation and financial structure, you can position yourself advantageously in the Amsterdam market.
Confident Bidding in the Amsterdam Housing Market
In today’s market, “bidding with certainty” has become essential—known as zekerheidsbieding in Dutch, depending on the platform (e.g., BNP Paribas Cardif, Nationale Waarborg). This refers to a bidding process where the buyer submits a legally binding offer or provides additional financial assurance that the bid is serious.
A key tool here is the feasibility certificate, a document from a mortgage advisor confirming that you can finance the bid. Sellers prefer this—it gives them confidence the sale will close.
Another option is the Nationale Waarborg “BankGarantieZeker” or guarantee declaration. It demonstrates you can pay the deposit without actually placing funds in a third-party account. If the sale proceeds, the deposit is covered by the bank guarantee. If it falls through due to resolutive conditions, the guarantee isn’t invoked.
Benefits of “bidding with certainty”:
Your offer stands out from the competition
Gives sellers confidence in your financial readiness
No need to tie up savings in a deposit
Faster transaction process
The BankGarantieZeker is valid for up to 40 days and can be requested with any mortgage.
Services for International Professionals
Buying a home in Amsterdam as an expat brings unique challenges: a different system, a lot of paperwork, and unfamiliar terms. I help international professionals every day—explaining how Dutch mortgages work and optimizing benefits like the 30% ruling.
Expats often deal with foreign income, temporary contracts, or future relocation plans. As an independent advisor, I can explore all available options to find the best fit for your circumstances. You’re not just buying a home, you’re making Amsterdam your home.
Support for Home Sellers
Selling your home is more than a transaction—it’s often the close of one chapter and the start of another. With Amsterdam attracting many internationals, your home needs to be presented well. Professional photos, multilingual materials, and impeccable timing can make all the difference.
Through our partnership with Welocate, you benefit from personalized service tailored to your situation—realistic valuation and transparent guidance from start to finish. With deep knowledge of Amsterdam’s neighborhoods, I know how to position your home effectively in the market.
Home Appraisals
I work with certified appraisers to provide reliable valuations, whether for mortgage purposes, divorce settlements, inheritance matters, or sales preparation. You’ll always get a robust valuation that meets all requirements.
Amsterdam Neighborhoods for Every Lifestyle
Each Amsterdam district suits different life stages. I know the neighborhoods and help you make the right financial decisions:
Amsterdam Centre & South – perfect for history, culture, and international living—popular with expats and professionals.
Amsterdam North & East – favored by young families and creatives—more space, greenery, and vibrant neighborhoods.
Amsterdam West, Nieuw-West & Zuid-Oost – ideal for starters and families looking for more value—good connections and rising popularity.
Not sure which neighborhood fits your new home best? Reach out to me—I’d love to help!
My Independent Advisory Approach
Whatever your situation, I have the right financial solution. With 25 years of experience and a broad network, I can even find creative solutions in challenging cases. As an independent advisor, I’m not tied to any single provider or product.
My approach includes:
One transparent all-in fee starting from €2,500
Clear communication without hidden costs
Flexible meetings at the office or via video call (even in the evenings)
Personal guidance from first conversation to key handover
Most new clients come through referrals. They appreciate not just the results, but also the personal attention and feeling that their interests truly come first.
Alex Peña
Independent Financial Advisor
Maurits Hypotheken | Amsterdam
020 209 09 74
contact@mauritshypotheken.nl
Prins Bernhardplein 200, Amsterdam
Available Monday to Friday, 09:00–17:30. Evening and weekend appointments upon request. Online consultations via video call are also possible.
For independent advice tailored to your needs – I look forward to hearing your story.
Maurits Hypotheken: Kifid 300.018616 | AFM (12049405) | Chamber of Commerce (87751119)
This information does not replace personalized advice.
