9.8 rating on Trustoo
Why choose mortgage advice from Maurits in Amsterdam?
The Amsterdam housing market poses its own challenges—high property prices, fierce buyer competition, and complex financing options. That’s why having an experienced mortgage advisor who knows the local market is invaluable.
At Maurits Hypotheken, we understand that every situation is different. Alex Peña founded the firm with the belief that everyone—from beginners to experienced buyers—deserves clear and independent mortgage advice.
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Our approach: three conversations, one goal
We take a different approach than most mortgage advisors. Instead of a standard process, we dedicate time to understand your situation thoroughly. Over three sessions, we build a complete picture of your financial goals, challenges, and possibilities.
Conversation 1: Introduction & Assessment
We discuss your housing wishes, financial status, and future plans to gain clear insight into what matters to you.
Conversation 2: Analysis & Options
Based on this assessment, we analyze the market independently and explore the best solutions tailored to your specific circumstances.
Conversation 3: Advice & Action
You’ll receive a comprehensive, customized mortgage recommendation. We go over all options, risks, and opportunities, empowering you to make an informed decision.
This approach means you’re not just getting a mortgage, you’re understanding exactly why it’s the best fit—giving you peace of mind in this significant financial decision.
Mortgage advice for every situation in Amsterdam
First-time buyers
As a newcomer to Amsterdam’s housing market, you face unique challenges: high prices, tight financing requirements, and rapid bidding decisions. We help you enter the market well-prepared, exploring options like the National Mortgage Guarantee (NHG), starter loans, and possible family gifts.
Entrepreneurs and self-employed professionals
Getting a mortgage can be more complex when you’re self-employed. We know which lenders cater to entrepreneurs and understand how to present your income documentation optimally.
Expats
Amsterdam attracts many international professionals. As an expat, you might face challenges like lacking a Dutch credit history, holding a temporary residence permit, or earning income in foreign currencies. We understand these issues and collaborate with lenders experienced in expat financing.
Independent mortgage advice
One major advantage of independent advice is that we’re not tied to a single lender. We compare various providers to find the best combination of interest rate, terms, process, and service.
This often means better rates and a mortgage that fits your specific needs—whether you plan to make extra repayments or renovate, we find a solution that accommodates your plans.
The benefits of local mortgage advice
As a locally based advisor in Amsterdam, we know the market inside out. We understand which neighborhoods are developing, follow price trends, and have connections with local real estate agents who can help you find the right property.
Transparent process, fixed fee
We charge one fixed fee for our services—whether you’re a first-time buyer, looking for your next mortgage, or refinancing. This transparency lets you ask whatever questions you have without worrying about hidden costs.
You deserve to fully understand what you’re doing and why. Financial decisions are too important to leave to guesswork or vague advice.
More than just a mortgage
At Maurits Hypotheken, we go beyond mortgages. We also advise on homeowners’ and content insurance, damage coverage, home sustainability, and long-term financial planning.
This integrated approach ensures all your financial aspects are aligned. You don’t just get a mortgage—you get a complete financial strategy that suits your life.
Flexible in how we work
Everyone works differently. Prefer meeting in person? You’re welcome at our office on Prins Bernhardplein 200 in Amsterdam. Prefer online? We’re happy to arrange video consultations at times that suit you
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Frequently asked questions
We work with a transparent, fixed fee—so you know exactly what you’re paying, no surprises.
Yes. A mortgage advisor offers independent comparisons among lenders and helps you find the mortgage that best suits your needs. Professional guidance ensures nothing important is overlooked.
Although not mandatory, it’s highly advisable. The housing market has become complex. An advisor can save you time—and often money—by negotiating better terms on your behalf.
Yes, advisory costs are tax-deductible as part of your own-home mortgage debt. You can include the advice fee in your mortgage and benefit from mortgage interest deduction, reducing the effective cost.
Want to explore your options in the Amsterdam housing market? Contact us to arrange a free introductory consultation.
At Maurits Hypotheken, we ensure you can look to the future with confidence after securing your mortgage, because nothing is better than knowing your finances are in good hands.
Maurits Hypotheken is registered with the Dutch Authority for the Financial Markets (AFM) and affiliated with Kifid. This advice does not replace personalized financial advice tailored to your unique situation.
