I am retiring

Time is money and money is time. This is certainly true when it comes to retirement. If you work full-time, you work about one day a week on your retirement. At least, if your employer has made arrangements for this purpose. It literally pays to keep an eye on your pension accrual. Any change made by the government or insurer can affect your spending power for later.

Maintaining the desired standard of living after retirement requires sufficient income. A supplement to the state pension is the most obvious solution for this. However, the pension may be lower than expected. For example, there may have been a pension gap due to changing employers, or perhaps you were an entrepreneur in the interim. Nowadays, the average salary you earned during your career is mostly considered. So someone who starts his career with 10 euros per hour and ends up with 100 euros per hour can still be deceived.

The subject of retirement is tricky business. It means intermediate anticipation to arrive at a goal that for many is a distant one. Let’s sit down to it together. Then you’ll know where you stand and how to take action if the need arises.

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AOW

The state pension age is closely linked to life expectancy, which is constantly rising. While this is good news in itself, it’s important to keep this in mind. In the coming years, the state pension age will continue to rise to a minimum of 67. You can check when you’ll reach retirement age on the SVB website. Want to know how affordable your mortgage or living expenses will be? We calculate it for you.

How much pension do you need?

How much money you will need after retirement depends on a number of factors. The cost of living on the mortgage, for example. Any gifts you have in mind, or extra expenses from hiring handyman companies for what you used to be able to do yourself. Consider healthcare costs and spending that makes life easier. We are happy to take a look into the future with you to see if your pension and any other income will be high enough to pay the expenses.

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